Round Rock Texas
Low Interest Rates
The recent cuts by the Fed has allowed home owners to refinance at some of the lowest interest rates we have seen in years. It is also a great time to buy and lock in a low interest rate. Now, the better your credit score...the better interest rate we can find for you. But, even borrowers with low credit scores can get lower interest rates than have been offered over the past few years.
We Find the Lowest Rates in Texas and More!
We will work hard to find the lowest interest rates possible for your mortgage or refinance. There are some great options for both 30 year fixed rates and 15 year fixed rates. In addition, if your current mortgage has a high interest rate then you should examine your refinancing options and see if you can save money in the long run.
Current Low Interest Rates!
- 15 yr fixed 5.625% (5.99% APR)
- 30 yr fixed 5.875% (6.125% APR)
Refinance and Home Equity Loans
We can still do fair credit refinancing (540+)at this point. The #1 reason people get turned down for refinancing is that they don't have enough equity. 100% Refinancing is just very hard to do right now and in many cases those who got 100% financing two years ago fall under this category.
The best way to find out if you qualify is simply to apply online (if you are outside of Texas) or give us a call. We should be able to tell you one way or the other in only a short time. Other variables include your recent credit history (late payments over the past year) and job situation.
Call me personally right now at 512-341-2802. If I am on the phone with another person, I'll call you right back, usually within an hour. I am available to you Monday-Thursday from 9-5 and on Fridays from 9-2. Call now for a quick, honest answer on your loan approval. 512-341-2802.
Warmest regards,
Mark Matthews
Owner/Broker
KMA Lending Group
Lic. # 58533
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