Hard Money Direct Loan Programs for Texas and CaliforniaHome  |  Contact  |  Site Map

Our Hard Money Loan Programs

Equity Not Credit

We have offices in both El Paso and San Antonio TX with more than 20 years experience in equity based direct lending. We are the leader in hard money loans in Texas. We provide a service for both companies and individuals who have specific loan needs that just aren't being met by traditional bank loans. We base our decisions on equity and not credit and income. We offer fast response times and most loans can be approved (conditionally) within 24 hours of submission. Apply Online Now

We will lend on investment properties that make sense financially based on the parameters of the deal and our experience in those markets. We are now offering lending for both residential and commercial investment properties. We typically close in 10 days or less.

Check out our new hard money investor program.

We offer the following hard money investor loans.

Investor Buy and Hold

  • 11-12% Interest Rate
  • 5 Year Ballon
  • 30 Year Amortization
  • Bad Credit OK
  • Up to 70% Loan to Value

Investor Rehab Loans

  • 11-12% Interest Rate
  • Up to 70% Loan to Value
  • Bad Credit OK
  • We lend repair money

Loans for those looking to buy properties that need repairs. The idea is to make the necessary repairs to the property and then sell it.

Investment Refinance or Cashouts

  • 11-12% Interest rate
  • 5 Year Balloon
  • Up to 70% Loan to Value
  • 30 Year Amortization

Foreign National Program

  • No Credit Score Needed
  • No Social Security Number Needed
  • Must Have Required Down Payment

We are collateral based lenders that consider all credit scores and income levels. Our financing can be used to refinance an existing loan, pull cash out of a property or to purchase a flip or rental property. As a hard money lender we provide financing options to real estate investors who cannot find the loans they are looking for from traditional bank loans. Our loan approvals are not based on your credit or income documentation but instead are heavily influenced by equity.

Apply online today for a quick, honest answer on your loan approval.