Fair Credit Home Loans

Our Loan Programs

This is a list of our most popular programs. We can't list everything we do on one page but the majority of our customers seem to use one of these programs. Have an idea of what your future plans are in terms of home ownership and how long you plan to stay in the home or keep the investment this will help us lead you in the right direction when it comes to picking a mortgage. We will be happy to answer any questions that you might have about these loan programs. We work with customers who have credit scores in the 500's all the time and we have programs that other mortgage companies do not so don't be afraid to ask us if there are Fair credit loans out there for you.

Home Mortgage Programs

That fit your specific Home Financing need even with Fair Credit:

Full Financing - 100% Financing Loan Options

Great for people who don't have the money for a down payment or only plan to live in a house for a few years.

Do you want to Refinance Your House but Your Credit Score is as low as 540

For those who need to refinance but have low credit scores

Fair Credit Debt Consolidation Loans

If you have bills that are out of control and are having trouble making the payments then maybe a debt consolidation loan is for you

Flex Payment Option Loans

A loan that allows for low monthly payments for the first few years of the mortgage.

Construction Financing

This loan could be right for you if you are building a new home or plan to remodel your current home.

Do You Have High Interest Rate Credit Cards

Are your credit card payments too high? Are your interest rates on those cards high?

Do You Need to Pay off Chapter 13 Bankruptcy

We do not offer this program anymore. We do have a program for people who have been late for 90 days...we can refinance and help you start over..

Do You want to Refinance but Don't have the money for closing costs?

Don't let closing costs get in the way of your refinancing.

We know that some people have had credit problems in the past and we'll work with you to find a program that you feel comfortable with. One of our goals is to make sure you are comfortable with your financing whether it is for a new house loan or an investment loan. Ask as many questions as you want. Fair Credit Home loans and refinancing are available to you with KMA Loans. Don't let a few late payments or a few tough financial months keep you from owning your dream home.

Also, Check out our Blog for all the latest Texas Mortgage News.

101 Tower Drive Round Rock, Texas 78664